» Supply Lease Program:
US Capital partners with numerous Venders of all types of assets to provide lease financing solutions for the customers of the lead Venders. Because of these relationships, unique terms can be passed through to the customer within the leasing agreement. These programs are subject to the individual limitations that are placed on them through the participating vendors and manufacturers.
» Purchase Lease Back (PLB) of New or Used Product
A PLB lease transaction is where the Company works with the customer in a financing capacity only. The customer typically selects and negotiates the purchase price from the vendor, and then assigns the purchase order to US Capital.
» Technology Buyback Agreement
Provided that the Company provides replacement equipment, we can enter into a Technology Buyback Agreement (“TBA”). Under the terms of the TBA, US Capital will buy any technology you own at set times and at pre-determined prices. This option is available to you even if your equipment is not leased through the Company, and you will not incur the costs of disposal and do not need to allocate resources to the disposal of used IT equipment. As a full-service leasing and remarketing company, US Capital has the ability to resell used equipment to its network of buyers.
» Sale/Lease Backs of Used Equipment
A sale/lease back is where the customer currently owns the equipment that they would like to lease. US Capital purchases the equipment from the customer and leases it back to them. US Capital can also buy out a current lease between the customer and another leasing company.
» Selling Used Equipment
The Company has the ability and resources to purchase old and/or current equipment from a customer, regardless of whether US Capital is providing the replacement equipment.
» Purchasing Used Equipment/End of Lease Sale
A customer may choose to buy used equipment from US Capital either at the beginning of a transaction or at the end of a current lease. Prices for used equipment purchases will be set based on fair market value and subject to the rules and regulations of a standard purchase agreement.
» Leasing with a Purchase Option
The difference between leasing with a purchase option and a standard lease is that the customer will have a bargain purchase option at the end of the lease term, generally lower than market value of the used equipment. Additionally, a customer may request a clause in the lease schedule that conveys all licensing rights relative to the included software to the customer at the end of the minimum lease term.
» Lease Renewals
A customer may renew a lease by contacting the Company. A new payment schedule will be evaluated and reviewed, and the renewal will specify any changes that are made – change in payment, length of renewal, etc.
» Lease Upgrades
Upgrades are an important part of the leasing process as it is your protection against equipment obsolescence. At the end of a customer’s lease, they can choose to either renew their lease with the equipment they currently have or update their equipment to the most recent version. US Capital will remove the current equipment and replace it with the update with little or no increase to the customer’s monthly payments.
» Early Termination
If a customer would like to terminate a lease prior to the expiration of the minimum term, US Capital will provide an Early Return Credit (ERC). The ERC will provide the customer with the cost of terminating their contract earlier than expected. It is based on the fair market value of the equipment that falls under the lease.
» Consulting Services
US Capital can lease services provided by it partners, a Solutions Consortium member, or other consulting entities. Financing of services is determined by the amount of service to be provided, the customer and the term of lease.
» Remarketed/Used Equipment
US Capital has access to used, remarketed, consigned, demonstration and/or promotional products. If you are interested in purchasing this type of equipment, or have products that you would like to sell.